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Let’s find the one that matches your needs. Credit Card Reviews groups credit card offers based on attributes. For those of you who have come here looking for rewards cards, we recommend looking through the list of Credit Card Sign-up Bonuses . For other offers, use our navigation to isolate the credit card type you are looking for, including balance transfer , 0% APR , low interest , no annual fee . We also have dedicated sections for small business owners as well as students .

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Card Categories

Navigate to view different types of credit cards based on their attributes. If you are looking for a specific rewards card that either gives you cash back, points, gas rebates, or travel perks, you can quickly jump to view those types of offers in once section.

Additionally if you want to save interest on spending you can identify low interest credit cards, 0% APR offers with no interest for periods of over a year on purchases, or want to save on interest for purchases you've made through utilizing a balance transfer offer, we have corresponding sections for those types of cards.

#1

Rated Cards by Category

Below you will find the highest rated credit card offers in their respective categories based on reviews from other consumers and credit card experts. These offers are strictly ranked based off of feedback and reviews that our website has received.

We encourage you to help other visitors to Credit Card Reviews if you see a credit card offer on our site that you have experience with or are a current cardholder. You may sign up here to provide feedback on your experience with that card by creating an account here as your review may help someone else.

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

See Pay Over Time APR

Annual Fee

$695

Recommend Credit Score

720 - 850

This is American Express’ most comprehensive and exclusive card, offering a wide range of rewards, with higher fees than other cards but an even higher return. Earn hundreds of dollars in hotel, digital entertainment, airline fee or Walmart+ credit, as well as credit to use with CLEAR Plus, Equinox, Global Entry and SoulCycle At-Home (enrollment required). Enjoy Uber VIP status and up to $200 in savings on Uber eats or rides every year. In your first 6 months, earn a bonus of 80,000 Membership Rewards® Points after spending $8,000 with your card. -- Terms Apply

Wells Fargo Reflect® Card
#1

0% BALANCE TRANSFERS

Wells Fargo Reflect® Card

Intro Purchase APR

0% intro APR for 21 months from account opening

Intro Transfer APR

0% intro APR for 21 months from account opening on qualifying balance transfers

Regular APR

18.24%, 24.74%, or 29.99%

Annual Fee

$0

Recommend Credit Score

720 - 850

  • Select "Apply Now" to take advantage of this specific offer and learn more about product features, terms and conditions.
  • 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 18.24%, 24.74%, or 29.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min $5.
  • $0 Annual Fee.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.

Intro Purchase APR

0% on purchases for 15 months

Intro Transfer APR

0% on balance transfers for 15 months

Regular APR

19.24% - 29.99%

Annual Fee

$0

Recommend Credit Score

720 - 850

This card offers cash back for the everyday credit card user, with no annual fees and a $200 statement credit after you spend $2,000 within the first 6 months. Enjoy 3% Cash Back on up to $6,000 per year in purchases at US supermarkets, US online retail stores and US gas stations. Make the most of numerous offers when you buy the Disney Bundle (Disney+, Hulu, ESPN+) with your Blue Cash Everyday. You can even use your card to optimize your grocery budget by purchasing a Home Chef meal kit subscription and enjoying up to $15 back per month (Enrollment Required). -- Terms Apply

Intro Purchase APR

0% intro APR for 15 months from account opening

Intro Transfer APR

0% intro APR for 15 months from account opening on qualifying balance transfers

Regular APR

20.24%, 25.24%, or 29.99%

Annual Fee

$0

Recommend Credit Score

720 - 850

  • Select "Apply Now" to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

20.99% - 29.99%

Annual Fee

$350

Recommend Credit Score

720 - 850

Fly in comfort with this card, even before you start spending! Simply owning one will get you a free checked bag on Delta flights and Main Cabin 1 Priority Boarding - so you can get settled into your seat sooner. You can also enjoy a reward of 90,000 bonus miles if you spend $4,000 on your card in the first six months, and receive 15% off when using miles to book Award Travel on Delta flights through the official Delta website or app. Earn 1X to 3X Miles on eligible purchases, and earn Fee Credit for Global Entry or TSA PreCheck® after you apply through any Official Enrollment Provider. -- Terms Apply

Intro Purchase APR

0% for 15 months

Intro Transfer APR

0% for 15 months

Regular APR

19.24% - 29.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

As the name suggests, this is a brilliant card for cash back rewards customized to your individual spending habits. There are no rotating bonus categories to sign up for - as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories. As you spend, earn 5% cash back on purchases in your top eligible spend category each billing cycle (up to the first $500 spent), and 1% cash back thereafter. All other purchases will earn you unlimited 1% cash back.

American Express® Gold Card
#1

POINTS REWARDS PROGRAM

American Express® Gold Card

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

See Pay Over Time APR

Annual Fee

$250

Recommend Credit Score

720 - 850

The perfect card to earn everyday points and rewards, especially if you’re a fan of eating out. With this card, you will receive 60,000 Membership Rewards® points after $6,000 worth of eligible purchases within the first 6 months, 4X Membership Rewards® Points at Restaurants Worldwide (including takeout/delivery in the US), up to $120 per year in Uber Cash (not a statement credit) for eats or rides if you use your card with your Uber account, and up to $120 in Dining Credit at select restaurant chains including Grubhub, The Cheesecake Factory and Goldbelly (in the form of $10 monthly credits and enrollment is required). -- Terms Apply

Intro Purchase APR

0% for 7 billing cycles

Intro Transfer APR

N/A

Regular APR

16.49% - 27.49%

Annual Fee

$0.00

Recommend Credit Score

720 - 850

This card carries a competitive purchase APR, which will help you save on interest, and no annual fees. It also offers 0% Introductory APR on purchases for the first 7 billing cycles. After the intro APR offer ends, a Variable APR will apply. Added to this, when you make at least $3,000 in purchases in the first 90 days of your account opening, you will receive a $300 online statement credit. Finally, bring your whole team in on the deal and get employee cards at no additional cost to you, with credit limits you set.

Intro Purchase APR

See Terms

Intro Transfer APR

See Terms

Regular APR

35.99%*

Annual Fee

$75.00 1st year, $48.00 after*

Recommend Credit Score

300 - 619

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

19.24% - 28.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

The perfect card for Disney fans, and a great way to save on Disney vacations and merch, with 0% promo APR on select Disney vacation packages for 6 months from the date of purchase, 10% off select merchandise purchases at select locations, 10% off select dining locations at the Disneyland® and Walt Disney World® Resorts (depending on the day!), and 10% discounts on select purchases at shopDisney.com. You will also earn $250 Disney Dollars after spending $500 in the first 3 months.


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