Best Retail Rewards Credit Cards

Apply for co-branded retail rewards credit cards from your favorite merchants: Updated January 2024

4 Cards in Total

Retail rewards and co-branded credit cards are not the same as store charge cards. With a store charge card, you can only use the card with the issuing store, and the rates and fees are typically much higher than traditional credit cards. Retail credit cards give you higher cash back or benefits at particular stores but you may also use them anywhere else where credit cards are accepted.

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Intro Purchase APR

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Intro Transfer APR

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Regular APR

20.49%

Annual Fee

$0

Recommend Credit Score

720 - 850

One of Citi's best cash back rewards cards designed exclusively for Costco members, with no annual fees (providing you have a paid Costco membership) and no foreign transaction fees on purchases. You can also receive an annual credit card reward certificate, which is redeemable for cash or merchandise at US Costco warehouses, including Puerto Rico. Earn 4% cash back when you spend on eligible gas and EV charging purchases for the first $7,000 per year (and then 1% thereafter), 3% cash back on restaurants and eligible travel purchases, 2% cash back on all other purchases from Costco and Costco.com, and 1% cash back on all other purchases.

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Intro Purchase APR

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Intro Transfer APR

N/A

Regular APR

19.49% - 27.49%

Annual Fee

$0

Recommend Credit Score

720 - 850

The perfect card for Amazon Prime users. You will be charged $0 in credit card fees, and will be able to redeem daily rewards at Amazon.com without waiting - as early as the very next day. Receive a $100 Amazon Gift Card instantly upon approval, and earn 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and with Chase Travel purchases, if you also have an eligible Prime membership.

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Intro Purchase APR

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Intro Transfer APR

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Regular APR

20.24% - 28.99%

Annual Fee

$0

Recommend Credit Score

720 - 850

This card is a great option for those who regularly order-in, be that for meals, pet supplies or retail items. Enjoy your first year of DashPass (valued at $96) for free, and continue your free membership after that by spending at least $10,000 with the app. DashPass gets you $0 delivery fees and reduced services fees, depending on the order. Receive 4% cash back on DoorDash and Caviar orders, 3% cash back on dining purchased directly from the restaurant, and 2% cash back on purchases from grocery stores - both online or in person. 1% on all other purchases. No annual card fee, just cash back on every purchase.

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/ 5

0 Ratings & Reviews

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

20.24% - 28.99%

Annual Fee

$0

Recommend Credit Score

720 - 850

A card with great cash back benefits and Instacart rewards. Get one free year of Instacart+ and a gift of $100 in Instacart credit upon approval. Earn as you spend on the Instacart app and website (5% cash back), and when you book travel through the Chase Travel Center (5% cash back). Earn 2% cash back at restaurants, gas stations and on select streaming services, and 1% cash back on all other purchases. No annual card fee.