Credit Card Reviews Inc.
Date Last Revised: July 9, 2013
Notice of Information We Collect and How We Use It
Credit Card Reviews stresses its privacy and security standards to guard against identity theft and provide security for your personal information. We regularly re-evaluate our privacy and security policies and adapt them as necessary to deal with new challenges.
Credit Card Reviews may make anonymous or aggregate personal information and disclose such data only in a non-personally identifiable manner to:
- Advertisers and other third parties for their marketing and promotional purposes, such as the number of users who applied for a credit card or how many users clicked on a particular offer;
- Organizations approved by Credit Card Reviews that conduct research into consumer spending; and
- Users of our services for purposes of comparison of their personal financial situation relative to the broader community.
Such information does not identify you individually. Access to your registration information, account credentials, account information and any other personal information you provide is strictly restricted and used in accordance with specific internal procedures and safeguard governing access, in order to operate, develop or improve our services. We may also use third party vendors or service providers to help us provide our services to you, such as sending e-mail messages on our behalf or hosting and operating a particular feature or functionality of our services. We require such third parties to maintain the confidentiality of the information we provide to them and to only use such personal information for purposes related to the product or service they're providing.
Any information you do choose to share in your public profile can be accessed by all other users.
Certain areas and features of creditcardreviews.com are available to you without registration or the need to provide to us any information. However, other features of the Site or our services may require registration, which involves provision to us of an email address, a password and a username. Once you give us your Personal Information, you are no longer anonymous to us.
When you activate an account, we may collect information such as your name, email address, password, and security questions and answers.
Information We Collect About Site Visitors
When you visit creditcardreviews.com, we may collect technical and navigational information, such as computer browser type, Internet protocol address, pages visited, and average time spent on our Site. This information may be used, for example, to alert you to software compatibility issues, or it may be analyzed to improve our Web design and functionality.
“Cookies” are alphanumeric identifiers in the form of text files that are inserted and stored by your Web browser on your computer’s hard drive. Credit Card Reviews may set and access cookies on your computer to track and store preferential information about you. Credit Card Reviews may gather information about you through cookie technology. For example, Credit Card Reviews may assign a cookie to you, to limit the amount of times you see a particular offer or to help better determine which offers to serve to you. Please note that most Internet browsers will allow you to stop cookies from being stored on your computer and to delete cookies stored on your computer. If you choose to eliminate cookies, the full functionality of our services may be impaired for you.
We encode our cookies so that only we can interpret the information stored in them.
Web beacons are images embedded in a Web page or email for the purpose of measuring and analyzing site usage and activity. Credit Card Reviews, or third party service providers acting on our behalf, may use Web beacons to help us analyze Site usage and improve our service.
Third Parties Offering Other Products or Services
Information We Collect To Respond To Your Choices and Requests
If you choose to create a public profile on the Site, we may collect other users’ comments about you in our feedback area.
Bulletin Boards, Blogs and Online Chat
If you use a bulletin board, blog or chat room on our Site, you should be aware that any information you submit there can be read, collected or used by other users and could be used to send you unsolicited messages. We are not responsible for the personal information you choose to submit in these forums. These forums may be hosted by us or by one of our third party service providers on our behalf. We may collect the information you post in any of our bulletin boards, blogs or chat rooms. We retain this information as necessary to resolve disputes, provide customer support and troubleshoot problems as permitted by law.
Disclosure of Your Information to Protect our Rights or if Required by Law
We reserve the right (and you authorize Credit Card Reviews) to disclose your Personal Information as required by law and when we believe, in our sole discretion, that disclosure is necessary or appropriate to protect our rights; to prevent prohibited or illegal activities; to comply with a judicial proceeding, court order, or legal process served on us or the Site; when required by any applicable law, rule or regulation; or in connection with an actual or proposed corporate transaction or insolvency proceeding involving all or part of the business or asset to which the information pertains.
Disclosure of Your Information upon Change of Control of Credit Card Reviews
Personal information may be transferred to a third party as a result of a sale, acquisition, merger, reorganization or other change of control of Credit Card Reviews. If we sell, merge or transfer any part of our business, part of the sale may include your personal information. If so, you will be asked if you'd like to stop receiving promotional information following any change of control.
Your User Name and Password
If you have a security related concern, please contact us at firstname.lastname@example.org. We will work closely with you to ensure a rapid and personal response to your concerns.
Persons Under 18 Years of Age
Our Site is not directed to people under 18 years of age. If you become aware that your child has provided us with Personal Information without your consent, please contact us at email@example.com. We do not knowingly collect Personal Information from users who are children under the age of 18. If we become aware that a child under 18 has provided us with Personal Information, we take steps to remove that information and terminate the applicable account.