Best No Annual Fee Credit Cards
Apply for the top no fee credit cards - Updated January 2024
1 Cards in Total
No annual fee credit cards offer the standard features of a credit card without the requirement of an annual fee. This means that you’ll get the flexibility of having a credit card without needing to pay a fee for the service. That said many times credit cards with annual fees have them because they have either a very strong rewards program or if the card happens to be catering to people with lower credit ratings and may be viewed as higher risk.
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Sign-Up Bonuses
Cash Back
Travel Rewards
Airline Cards
Points Rewards
Gas Cards
Retail Rewards
Card Types
0% APR
Balance Transfers
Low Interest
Rewards Cards
EMV Cards
No Foreign Transaction Fees
Small Business
Student Cards
High Limit
Issuers
/ 5
0 Ratings & Reviews
Intro Purchase APR
0% for 12 months on Purchases
Intro Transfer APR
0% intro APR for 21 months on Balance Transfer
Regular APR
19.24% - 29.99%
Annual Fee
$0
Recommend Credit Score
720 - 850
Why We Like This Card
Keep things simple and efficient with this card, which has no late fees, no penalty rate and no annual fee. You will also be paying 0% Intro APR for 21 months (from date of first transfer) on balance transfers, and 0% Intro APR for 12 months (from the date you open your account) on purchases. There is a small introductory balance transfer fee of $5 or 3% of the amount of the transfer (whichever is greater), for balance transfers completed within your first 4 months.