Capital One is known for its all-around, great everyday use credit cards, and the Quicksilver card is no exception. For example, it has unlimited 1.5% cash back on every purchase every day. And new cardholders can take advantage of a $150 sign-up incentive if you spend $500 within the first three months of owning your card.
The Quicksilver Capital One card requires excellent credit and boasts no annual fee. The purchase APR is a little high at 15.49% - 25.49%. However, new cardholders will have 0% interest for the first 15 months. This introductory purchase APR paired with the $500 bonus makes the Quicksilver card a perfect choice if you plan to make a large purchase.
Rewards Program
Capital One does rewards 'right', making your cash back accessible at any amount you want to redeem. And since there is no expiration of the rewards for the card's lifetime, you can just let them 'ride' if you wish.
Capital One also gives you several ways to redeem your rewards. You can receive the standard statement credit, or Capital One will send you a check. Two other nice options include buying gift cards or having the accumulated rewards apply directly to a purchase. Finally, for all of you Amazon shoppers, you have the opportunity to use your rewards at Amazon.com.
Security Features
The Quicksilver Capital One card has some basic security features that provide cardholders with peace of mind and a few more unique ones. The following is a list of the security features Quicksilver cardholders will enjoy. Security Alerts: If Capital One notices unusual activity on your card, they will send you a text or e-mail to alert.
Eno: Eno is a full-service security tool that will monitor your account for suspicious activity, remind you if Free Trials are ending, and provide 24/7 access to help if you need answers regarding your account. If you shop online, Eno also offers virtual card numbers to protect your real credit card number.
Card Lock: If your card is lost or stolen, be assured that locking its purchase power is in your hands with the mobile app.
$0 Fraud Liability: If someone makes unauthorized purchases on your card, you will not be responsible.
24/7 Customer Service: If you need to talk with a representative about your account, Capital One has 24/7 customer service to help you with your issues.
Instant Purchase Notifications: Capital One will send instant notifications after each purchase.
Travel Features
Even though the Quicksilver Capital One card is not a dedicated travel credit card, it still has some useful travel features. Travel accident insurance is provided for a covered loss, as long as you use your card to pay the fare. Capital One also offers 24-hour travel assistance for lost or stolen cards. If your card is lost or stolen while on vacation, Capital One will replace it and provide a cash advance if needed. Your Quicksilver Capital One card also gives you free access to complimentary concierge service and has no foreign transaction fee.
Additional Details
Personalized Due Dates: Cardholders can choose their payment due dates as well as a specific payment method.: check, online, at a local branch, or set up auto-pay.
Sure Swipe Touch ID: For quick access, Quicksilver cardholders can sign into their account on the mobile app with a simple fingerprint swipe.
Credit Wise: With Credit Wise, you can track your credit without affecting your credit score.
If you are looking for a great everyday credit card with competitive rewards, you can't go wrong with the Capital One Quicksilver card. There are no rewards categories to track, and you can earn unlimited rewards that never expire. Even better -- you can redeem your rewards at any time in a multitude of ways, including at Amazon.com. Other noteworthy features include no annual fee and no foreign transaction fee. Capital One does it again with the reliable, all-around great Quicksilver credit card.