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Many people choose high limit credit cards if they regularly make large purchases or if they have a specific large purchase in mind. Credit card issuers tend to stray away from advertising as high limit offers, but it is known that cards catering to people with high incomes and excellent credit scores typically receive high credit lines. If you have excellent credit and are looking for a credit card with a high limit, the most effective way to attain one is to apply for the card get approved, and if unhappy with the line received, call the issuer and request an increase. Many issuers will increase your credit line significantly but may request additional information as part of a financial discovery.
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Intro Purchase APR
N/A
Intro Transfer APR
N/A
Regular APR
See Pay Over Time APR
Annual Fee
$695
This is American Express’ most comprehensive and exclusive card, offering a wide range of rewards, with higher fees than other cards but an even higher return. Earn hundreds of dollars in hotel, digital entertainment, airline fee or Walmart+ credit, as well as credit to use with CLEAR Plus, Equinox, Global Entry and SoulCycle At-Home (enrollment required). Enjoy Uber VIP status and up to $200 in savings on Uber eats or rides every year. In your first 6 months, earn a bonus of 80,000 Membership Rewards® Points after spending $8,000 with your card. -- Terms Apply